An exchange-traded fund (ETF) is a type of investment fund that is also an exchange-traded product, i.e., it is traded on stock exchanges.[1][2][3] ETFs own financial assets such as stocks, bonds, currencies, debts, futures contracts, and/or commodities such as gold bars.
list of favorite ETFs and asset class designation
Criteria used to judge:
- etf should exist in my brokers portfolio
- should be buyable periodically without entry costs
- lowest TER (total expense ratio) in class
- whilst still being diversified by asset class (hence the relatively expensive timber & forestry etf)
- dividend yielding (to have a choice where to reinvest dividends)
| Asset class | Type | Tracker | TER |
|---|---|---|---|
| us stocks | Vanguard S&P 500 UCITS ETF | 0.07 | |
| stocks | global reit | VanEck Global Real Estate UCITS ETF | 0.25 |
| pacific equity | Xtrackers Nikkei 225 UCITS ETF | 0.11 | |
| pacific equity | Vanguard FTSE Dev. Asia Pac. Ex Jp ETF | 0.15 | |
| european equity | Xtrackers Euro Stoxx 50 UCITS ETF | 0.09 | |
| emerging | Vanguard FTSE Emerging Markets ETF | 0.22 | |
| commodities | timber | iShares Global Timber & Forestry ETF | 0.65 |
| gold | ishares physical gold | 0.39 | |
| gold | vaneck gold miners | 0.53 | |
| bonds | corp corp | VanEck iBoxx EUR Corporates UCITS ETF | 0.15 |
| crypto | store of value | bitcoin | x |
| smart contracts | eth | x | |
| cash | cash | cash | inflation |
ETFs i used to like but did not find a replacement for yet
| Type | Tracker | TER | |
|---|---|---|---|
| govern bonds | VanEck iBoxx EUR Sov Capped AAA-AA 1-5 | 0.15 | |
| govern bonds | iShares USD Treasure Bond 20+yr ETF | 0.1 |